- Decisions you can defend
- Specifications teams can build from
- Governance without drag
QDT-SALABS
Software Architecture
Architecture that business, delivery and operations can all sign up to.
View detailsBiometric · AEPS
BHIM Aadhaar Pay
Let customers pay with a fingerprint, with no card or smartphone needed.
Overview
Biometric-enabled merchant payments using Aadhaar-linked bank accounts, with SDK and implementation support.
BHIM Aadhaar Pay is designed to help merchants receive payments through biometric authentication of customers whose bank accounts are linked to Aadhaar. Source materials describe a cardless flow that does not require the customer to use a smartphone. The merchant-side concept uses an Android application configured with a bank’s Aadhaar Pay application and a fingerprint scanner. Precision provides scanners, SDKs, integration, implementation, and support; QDT offers these as a described authorised channel partner. Financial, legal, and regulatory requirements remain those of the bank, merchant, and applicable authorities.
This page does not provide financial, legal, or regulatory advice. Programme rules, bank enablement, device certification, and customer consent requirements must be confirmed with the relevant institutions. QDT does not operate a payment system.
Use cases
- Bank-enabled merchant acceptance
- Assisted biometric payments
- Implementation of scanner, SDK, and application support
Features
What it does
Capabilities are configured per deployment and agreed during scoping.
- 01Biometric-enabled merchant payments
- 02Aadhaar-linked bank account flow as described by the programme
- 03Cardless, smartphone-independent customer payment concept
- 04Android application compatibility as a source-described concept
- 05Fingerprint scanner integration
- 06SDK and implementation support
Benefits
What it means for your teams.
- Merchants can offer an additional acceptance method where their bank enables Aadhaar Pay.
- Customers may complete a payment without a card or smartphone, subject to bank and UIDAI rules.
In practice
What BHIM Aadhaar Pay looks like day to day
An illustrative walkthrough of typical use, based on the product's features. Not a customer case study.
Illustrative scenario
A purchase with BHIM Aadhaar Pay
A neighbourhood shop accepting biometric payments.
Step 1
Customer chooses to pay
No card or smartphone is needed; the customer's bank account is Aadhaar-linked.
How it works
Aadhaar-based authentication, simplified
How a biometric check flows (consent-based, for permitted organisations).
Aadhaar-based authentication, simplified
How a biometric check flows (consent-based, for permitted organisations).
Press Play the flow, or hover and click any step to see what it does.
Our approach
Step by step, with you.
Each stage ends with something you can review, so decisions stay visible and reversible.
- 01
Confirm eligibility
Confirm programme eligibility, certification and GeM listing for your use.
- 02
Choose devices
Select certified biometric devices and SDKs from Precision Biometric.
- 03
Integrate
Integrate authentication with your application, bank or attendance system.
- 04
Deploy and train
Install devices, train operators and support go-live.
What you get
Deliverables
- Eligibility and certification check
- Device and SDK selection
- Application integration
- Deployment and operator training
FAQ
Questions we hear
Does the customer need a smartphone?
No. Customers pay with biometric authentication against their Aadhaar-linked bank account.
What does the merchant need?
An Android device with the bank's Aadhaar Pay app and a compatible fingerprint scanner.
Is QDT the manufacturer of these devices?
No. QDT is described in company materials as an authorised channel partner of Precision Biometric India Private Limited.
Who can use Aadhaar e-KYC?
Only organisations that are legally permitted to use it; eligibility is confirmed for each engagement.
Collateral
Collateral
Product brochure
Ask us for the latest material on BHIM Aadhaar Pay, and a specialist will send it along with answers to your questions.
Start a conversation
See BHIM Aadhaar Pay in your context.
Tell us about your sites, users and systems, and we will walk you through a configuration that fits.